Chapter 7 Personal and Business Bankruptcy

Chapter 7 Bankruptcy Is a Legal Process That Can Help Individuals Get Relief From Debts by Discharging — Or Clearing — Some or All of What’s Owed.

Have you had enough of fighting off debt collectors and scraping to get by? Are you ready to get your finances back in order so that you can move on with your life?

DECLARING BANKRUPTCY MAY BE THE SOLUTION YOU’R LOOKING FOR.

It’s important to realize that it can be the first step towards regaining control of your life. David S. Greenberg is ready to help you take that first step.

You don’t have to be a credit abuser or wild spender to find yourself drowning in debt. Unfortunately, sometimes just providing for your family and paying bills can become overwhelming. If you are facing insurmountable debt, find out if bankruptcy is right for you.

We will answer your questions, explain the process, and help you decide if this is your best course of action—all from the comfort of your own home.

No Need to Come to Our Office

Many of our bankruptcy clients have told us that they hesitated to ask for help because they didn’t think bankruptcy was for them, didn’t understand how it worked, and were embarrassed to admit they needed help. We understand these feelings. That’s why we make it so easy to get the information you need to decide if bankruptcy is the path you need to take—right from your living room!

We offer a free initial consultation during which we will take a look at your situation and review your options. Not only is this consultation done completely by phone, video chat and email, but all of our bankruptcy services are handled this way.

You won’t have to take time off work to meet with us. In fact, you will never have to come into our office. We handle everything from beginning to end by telephone, vidoe chat and email. It couldn’t be easier for you to secure your financial future with the help of a legal professional.

The purpose of bankruptcy is, of course, to obtain a fresh start in life. Naturally, most folks would not receive that fresh start if they lost all of their property when filing bankruptcy.

The law provides numerous exemptions that allow people filing bankruptcy to shield and keep the property they own. California bankruptcy filers are usually allowed to exempt, or shield and keep, the vast majority, if not all, of their personal property and cash when they file a bankruptcy.

While reasonable and modest vehicles, homes, tax refunds, household goods, and clothing are generally exempt under California bankruptcy law, unlimited exemptions are not available. For example, a person could not own a $50,000 Corvette free and clear and file bankruptcy without either losing the Corvette or paying a large amount of money to the Trustee to keep the property.

Most individuals considering bankruptcy do not own lavish homes, luxury automobiles, or new furniture. Typically, California’s rather liberal exemptions provide more than enough protection to keep what property you may own at the time of filing.

Increasing Your Credit Score After Bankruptcy

Increasing your credit score after bankruptcy is possible, and you will rebuild your credit if you are patient and practice good financial habits.

We will provide you with a detailed blueprint on how to rehabilitate your credit after bankruptcy.

Make the Decision That’s Right for You!

If you find yourself in a situation whereby your debt has become unmanageable, just contact our office to schedule a free video or telephone case review to explore your options for dealing with your debt. Call us at 619-501-5251 and we’ll be pleased to explain the entire process and answer all your questions.